Terms & Conditions Agreement
The following describes the Terms and Conditions on which we offer you access to the GlobaTEK web site(s).By using or visiting the GlobaTEK web site(s), you expressly agree to be bound by the following Terms and Conditions and all applicable laws and regulations governing the GlobaTEK web site(s). If you violate these Terms and Conditions, GlobaTEK may terminate your use of the web site(s), bar you from future use of the GlobaTEK web site(s), and/or take legal action against you. By continuing and using the GlobaTEK web site(s), you agree to these Terms and Conditions and you agree that they shall be legally binding upon you.

User Conduct and Obligations
You agree to follow all applicable laws and regulations when using the GlobaTEK web site(s). Furthermore, you agree that you shall not:Disrupt, place unreasonable burdens or excessive loads on, interfere with or attempt to gain unauthorized access to any portion of the GlobaTEK web site(s), its computer systems, servers or networks; Provide false information about yourself to GlobaTEK, impersonate any other person, or otherwise attempt to mislead others about your identity or the origin of any content, message or other communication; Transmit junk mail, chain letters, or other unsolicited bulk e-mail or duplicative messages; Collect information about other visitors to the GlobaTEK web site(s) without their consent or otherwise systematically extract data or data fields, including without limitation any financial data or e-mail addresses; Sell access to or the use of the GlobaTEK web site(s), including any content contained on, downloaded or accessed from the GlobaTEK web site(s); Redistribute any content, including financial data, provided by GlobaTEK in any manner whatsoever including by means of printed publication, fax broadcast, web pages, e-mail, web newsgroups or forums, or any other electronic or paper-based service or method.

Right to Change Agreement
GlobaTEK shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms and Conditions Agreement without notice or liability to you. Any changes to this Terms and Conditions Agreement shall be effective immediately following the posting of such changes on this web site. The most recent version of these Terms and Conditions Agreement may always be found on GlobaTEK web site(s). You agree to review these Terms and Conditions Agreement from time to time and agree that any subsequent use by you of this web site(s) following changes to these Terms and Conditions Agreement shall constitute your acceptance of all such changes. This Terms and Conditions Agreement was last modified on Dec 1, 2004.

Security
Registered Users are responsible for the protection of their account numbers, user name, and password associated with Internet access to all GlobaTEK web sites. In the event of any unauthorized access to your account, you must immediately notify GlobaTEK; however, GlobaTEK shall not be responsible or liable for damage of any kind as a result of any unauthorized access. To protect yourself from unauthorized access to your account information, GlobaTEK highly recommends that you do not share your password with anyone.

Cookies
GlobaTEK employs the use of "cookies". A "cookie" is a small piece of data that is sent to your browser from a web server and stored on your computer's hard drive.Cookies do NOT damage your computer. GlobaTEK uses cookies to help provide personal services and to allow you navigate the GlobaTEK web site(s) quicker and easier by saving your preferences and account lists while you're on the GlobaTEK web site(s).

Limitation of Liability
GlobaTEK shall NOT be liable for any direct, indirect, incidental, special, or consequential damages of any kind whatsoever (including, without limitation, attorney’s fees and lost profits or savings) in any way due to, resulting from, or arising in connection with this web site; including its content and any content accessed through this web site, use of that content, and/or display or performance of any content, regardless of any negligence by any party.

Right to Deny Access
GlobaTEK reserves the rights to deny any person(s) access without prior notification to said person(s).GlobaTEK specifically disclaims all responsibility for any loss, injury, claim, liability, or damage of any kind resulting from, arising out of or in any way related to: Any errors in or omissions from the GlobaTEK web site(s) and its content, including but not limited to technical inaccuracies and typographical errors; Any third party web sites or content directly or indirectly accessed through links on the GlobaTEK web site(s), including, but not limited to, any errors in or omissions therefrom; The unavailability of the GlobaTEK web site(s) or any portion thereof; The use of the GlobaTEK web site(s); or The use of any equipment or software in connection with the GlobaTEK web site(s); or Infringement of any right of a third party by any user’s use of the GlobaTEK web site(s).MATERIALS PROVIDED ON THE GlobaTEK WEB SITE(S) ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. GlobaTEK specifically does NOT make any warranties or representations as to the accuracy or completeness of any such materials. GlobaTEK periodically adds, changes, improves, or updates the materials on its web site(s) without notice. Under no circumstances shall GlobaTEK be liable for any loss, damage, liability or expense incurred or suffered which is claimed to resulted from use of its web site(s), including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of the GlobaTEK web site(s) is at the User’s sole risk. Under no circumstances, including, but not limited to, negligence, shall GlobaTEK or its affiliates be liable for any direct, indirect, incidental, special or consequential damages, even if GlobaTEK has been advised of the possibility of such damages.

Links
The inclusion of any and all link(s) on the GlobaTEK web site(s) does not imply an endorsement by GlobaTEK of that web site. These links are provided only as a convenience to visitors. GlobaTEK is not responsible for the contents of any linked site or for any link contained within a linked site.

Copyrights
GlobaTEK, the GlobaTEK logo, and all graphics contained in the GlobaTEK web site(s) are trademarks or registered trademarks of GlobaTEK All other trademarks identified herein are the property of their respective owners. ©2005 GlobaTEK,All rights reserved.

The use of the GlobaTEK web site(s) subject to the following conditions:
No portion of this service may be reproduced in any form or by any means without prior written permission from an officer of GlobaTEK If such permission is given then the posting must contain all copyright and other proprietary notices contained therein.Except as expressly otherwise provided, nothing contained in the GlobaTEK web site(s) shall confer any license or right under any patent, trademark, or intellectual property right of GlobaTEK or any third party.